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Comments
Mahirap po talaga i-gauge ang insurance needs ng lahat kasi ang ideal coverage depends on the individual's: age, medical history, and current financial status, dependants, etc. This is why we tend to meet clients on 1-on-1 basis. So we can give the right recommendations.
Additional Facts from LIA:
Life insurance of an average working adult in SG should be 10times your annual earnings.
But if Health Insurance (hospitalisation) ang priority nyo, recommended talaga namin ang 'A plans' kasi coverage are on 'AS CHARGED' basis and entitled din kayo sa Private hospitals (standard room) and below.
Comparison of pricesand coverage of 'A Plans' (annual prices):
https://www.moh.gov.sg/content/dam/moh_web/Healthcare_Financing/Medishield/Comparison_of_MediShield_and_Private_Integrated_Plans/Comparison of IPs last updated 1 Aug 2014 (Private).pdf
-di ko masasabi kung how many days ang sapat for pre and post hosp. Usually it goes by 90, 100, 120 and 180 days. i-tally nyo nalang po sa budget nyo and overall preffered coverage.
one unique feature ng AIA A plan is kapag na diagnosed po kayo ng any Critical illness, covered ang additional 100 days, so total of 200 days of post-hosp. Another unique feature is kapag na diagnosed kayo ng Total Permanent Disability, waived po ang 1 year premium nyo.
hope that helps
Kindly message me po for more details. I can offer you our Hospitalization and Surgical Insurance.
Below are the features:
1. No deductibles and co-insurance
2. Offers discount for family (parents plus baby)
Kindly contact me po at 92378464 para po maset natin appointment.