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Bank Account - SG or PH

I need your opinion po sa mga matatagal na dito sa SG.

Saan po ba mas magandang magsave ng pera? SG account or PH account?

Also, if SG account po anong bank po yung may pinakamalaking tubo.

P.S. Wala po akong time magcompare ng mga bangko dito. Sorry po.

Maraming salamat.

Comments

  • better to save sa pinas, ung hindi mo kayang i access ( If Savings). pag dito ka nagsave sa SG ma tempt ka gastusin ehehehe
    Admin
  • For me naman tingin ko SG :) kasi mas safe ang economy ng SG compared sa pinas :) hehehe. although may point is @UtramanAc3 . nakakatempt kasi ang bilis bilin ng mga gamit dito. kung sideline naman at may paypal ka. use US currency to save. :)
  • @Admin , if dito po sa SG, may idea ka ba kung aling bank ang may pinakamataas na tubo? Baka naman kasi super liit lang ng tubo per annum. T.T
  • Ganito po ginawa ko:

    As a Starter (Low Interest)
    1. Open ng Passbook Savings account . Walang ATM. Update mo lang passbook kada buwan para makita mo pera mo.
    2. Open ng isa pang Savings account na may ATM at Internet banking.
    3. Yung ipon mo ilalagay doon sa Passbook savings. Pwede mo isetup auto trasfer kada buwan through internet banking. Hassle masyado mag withdraw sa passbook kasi over the counter lang at sobra haba ng pila. Aabutin ka ng ilang oras. Pag ganun di ka matetempt mag withdraw. hehehe .....

    Sa mga savvy (Medium Interest)
    1. Open kayo ng OCBC 360 or UOB One account.
    2. may mga dapat kang gawin para ma attain mo yung mas mataas na interest savings tulad ng crediting of salary, GIRO at credit card spend.
    3. Bukod sa nakakaipon na ako, yung interest ko kada buwan kaya ng pangbayad sa phone bill ko at may sobra pa.

    Sa mga beterano (High Interest)
    1. Stocks, Currency, at iba pang online tradings.
    2. pwede din long term investments plan.
    3. Life insurance plus savings.
  • @AhKuan , wow, thanks for the info. Tatry ko yung OCBC 360. Magtatanong na lang ako sa nearest branch. Thank you guys. :)
    Adminnicoh
  • kung savings account lang tingin ko mas maganda time deposit, try mo MAYBANK. incase of emergency at need mo n kunin pera mo wala silang penalty.
  • @reyven, I'll also consider this. Kasi kahit sa Pinas mas mataas ang tubo sa time deposit e.
    nicoh
  • @jrdnprs alam mo kung ano advantage if s sg ka mag time deposit or save money sa bank dito?
    just incase mwalan ka man ng work dito at uuwi ka ng pinas wag mo kukunin pera mo s bank para anytime pwedi kana bumalik s sg ng dka naho-hold sa immigration ntin (pinas). (hope u get wat I mean,hehehe)
    Admin
  • Haha. Sorry naguluhan ako. T.T
  • save in the bank for your emergency fund only, One in SG and one in the Phils. Learn to invest in mutual funds to beat inflation rate and tax, Attend our Free Seminar on Financial Education
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