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Comments
@Samantha1 pabayaan mo ang lalaki mamoblema sa panganganak mo..magshopping ka nalang..
isama pa ntin ditto yung sitwasyon na hindi kyo PR at kelangan umuwi ang babae para mag-alaga ng bata..
PLAN A
http://www.aia.com.sg/content/dam/sg/en/docs/product_brochures/medical-protection/AIA-HealthShield-Gold-Max-jan2016.pdf
PLAN B
http://www.aia.com.sg/content/dam/sg/en/docs/product_brochures/medical-protection/aia-family-first-baby-brochure-sep2014.pdf
ask ko lang mga experts if yung medical check up like high blood tapos need follow up check up every 6 months (not me sa myanmar colleague ko) dapat ba ang company magbayad sa medical incurred bill?
ive read mom na -
Medical reimbursements and salary during sick leave
If you take paid sick leave, your employer needs to reimburse you for certain medical costs and pay your salary.
Your employer must bear the cost of your medical consultation fee.
and
Under the Employment of Foreign Manpower Act, employers must pay for the medical expenses of Work Pass holders.
links
http://www.mom.gov.sg/employment-practices/leave/sick-leave/medical-reimbursements-and-salary
http://www.mom.gov.sg/faq/work-pass-general/can-i-dont-pay-for-my-s-pass-or-work-permit-holders-medical-expenses-if-he-did-not-consult-with-one-of-the-company-recognised-doctors
Tulad samin, may annual limit kami na 2K for GP consultations. Iba din yung limit ng SP at ng hospitalization. Kapag naubos mo yung annual limit, ibabawas nila sa sahod.
Advise ko po na tingnan mo ulit yung employee handbook or inquire mo sa HR kung ilan ang limit nyo.
Exclusions
No benefit shall be payable for treatment related to or complications arising from any of the following occurrences:
e) Pregnancy (including diagnostic tests for pregnancy), miscarriage (except due to an Accident), childbirth, circumcision (unless recommended on medical reasons), tests to do with and treatment for impotence, sub-fertility and infertility, charges for abortion (unless recommended on medical reasons) or sterilisation, and contraception.
Galing sa link na pinost mo above:
Medical reimbursement
If you have worked for at least 3 months:
Your employer must bear the cost of your medical consultation fee.
Your reimbursement for other medical costs, such as medication, will depend on the medical benefits in your employment contract or the company’s collective agreement with its union.
If you fall sick during public holidays, annual leave, rest days or non-working days, you will be able to claim reimbursement for medical consultation fees.
@Admin Can I have the contact details ng agent nio sa prudential? Cover din ba hanggang PH ang insurance and how much estimated pymt monthly? TIA
@Tags Depende po kung anong klaseng insurance kukunin mo sa magiging monthly payment.
@Admin Naka Prestige ka na ba sa Prudential?