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all I can say.. yung mga nagtuturo ng stocks.. kung talagang magaling sila at marunong mag stock trade, hindi sila mag b-business ng ganyan.
Anyone can teach you what the mechanics of stock trading is and how it all works. Hell, even the internet can teach you that - for free. But making money from the stock market is a different beast altogether.
Paying a university will get you your MBA, but it's not actually the path to become a billionaire.
kung disciplined ka with money/savings/investment, CPF has rubbish returns, sobrang liit. ties up a lot of your capital instead of doubling/tripling it sa pinas. mas ok lang sya sa mga tao that needs "forced' savings. Pero kung marunong ka maghawak ng pera at mag negosyo, hassle sya. Opinion ko lang na man.